/* Numerela – site styles. Brand: navy #0A1F3C, gold #B8963E, off-white #FBF9F4. */
@font-face{font-family:"Playfair Display";src:url(../fonts/PlayfairDisplay-Regular.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Playfair Display";src:url(../fonts/PlayfairDisplay-Medium.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Playfair Display";src:url(../fonts/PlayfairDisplay-Italic.woff2) format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Montserrat";src:url(../fonts/Montserrat-Regular.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Montserrat";src:url(../fonts/Montserrat-Medium.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Montserrat";src:url(../fonts/Montserrat-SemiBold.woff2) format("woff2");font-weight:600;font-display:swap}

:root{
  --navy:#0A1F3C; --navy-2:#132C50; --gold:#B8963E; --gold-dark:#8A6D24; --gold-light:#E9D9AE;
  --off:#FBF9F4; --white:#fff; --ink:#1B2433; --muted:#4A5568; --line:#E4DED0;
  --radius:10px; --wrap:1140px;
  --serif:"Playfair Display",Georgia,"Times New Roman",serif;
  --sans:"Montserrat",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:var(--sans);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--white)}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration-color:var(--gold);text-underline-offset:3px}
a:hover{color:var(--gold-dark)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);font-weight:500;color:var(--navy);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem)}
h2{font-size:clamp(1.6rem,3vw,2.3rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 1.25rem}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
.eyebrow{font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:.8rem;display:block}
.on-navy .eyebrow{color:var(--gold-light)}
.lead{font-size:1.2rem;color:var(--muted);max-width:44rem}

/* Preview banner */
.preview-bar{background:#FFF3B0;color:#3D3000;font-size:.85rem;text-align:center;padding:.45rem 1rem;border-bottom:1px solid #E6CF5C}

/* Placeholders: deliberately loud */
.ph{background:#FFF3B0;color:#5A1A00;border:2px dashed #C0392B;border-radius:4px;padding:.05em .35em;font-family:var(--sans);font-weight:600;font-size:.92em;font-style:normal;line-height:1.5;display:inline;box-decoration-break:clone;-webkit-box-decoration-break:clone}
.on-navy .ph{color:#5A1A00}

/* Header */
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px}
.brand img{height:46px;width:auto}
.nav ul{list-style:none;display:flex;gap:1.6rem;margin:0;padding:0;align-items:center}
.nav a{text-decoration:none;font-weight:500;font-size:.95rem;color:var(--navy);padding:.4rem 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current="page"]{border-bottom-color:var(--gold)}
.nav .btn{border-bottom:0;padding:.55rem 1rem}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:.5rem .7rem;font:inherit;color:var(--navy);cursor:pointer}
@media (max-width:960px){
  .nav-toggle{display:inline-flex;align-items:center;gap:.4rem}
  .nav{position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--line);display:none}
  .nav.open{display:block}
  .nav ul{flex-direction:column;align-items:stretch;gap:0;padding:.5rem 1.25rem 1rem}
  .nav li a{display:block;padding:.8rem 0;border-bottom:1px solid var(--line)}
  .nav .btn{margin-top:.8rem;text-align:center}
  .brand img{height:38px}
}

/* Buttons */
.btn{display:inline-block;font-family:var(--sans);font-weight:600;font-size:.98rem;text-decoration:none;border-radius:999px;padding:.85rem 1.5rem;border:2px solid transparent;cursor:pointer;line-height:1.2;text-align:center}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#C9A84E;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2);color:#fff}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.on-navy .btn-ghost{color:#fff;border-color:#fff}
.on-navy .btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem}
.btn small{display:block;font-weight:500;font-size:.72rem;opacity:.9;margin-top:.2rem}

/* Sections */
section{padding:4.5rem 0}
.on-navy{background:var(--navy);color:#E8ECF3}
.on-navy h1,.on-navy h2,.on-navy h3{color:#fff}
.on-navy a{color:#fff}
.tint{background:var(--off)}
.hero{padding:5.5rem 0 5rem;position:relative;overflow:hidden}
.hero h1{max-width:16ch}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero .lead{color:#C9D2E0}
.hero-mark{position:absolute;right:-60px;top:50%;transform:translateY(-50%);width:440px;opacity:.12;pointer-events:none}
@media (max-width:760px){.hero-mark{display:none}.hero{padding:3.5rem 0}}
.page-hero{padding:3.8rem 0 3.2rem}
.page-hero .lead{color:#C9D2E0}
.rule{width:64px;height:3px;background:var(--gold);border:0;margin:0 0 1.4rem}

.grid{display:grid;gap:1.4rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
@media (max-width:900px){.grid-3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.grid-3,.grid-2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;position:relative}
.card h3{margin-bottom:.4em}
.card p:last-child{margin-bottom:0}
.card .more{font-weight:600;font-size:.92rem}
.card-feature{border-top:4px solid var(--gold)}
.icon{width:42px;height:42px;border-radius:50%;background:var(--off);border:1px solid var(--gold-light);display:grid;place-items:center;margin-bottom:1rem;color:var(--gold-dark);font-family:var(--serif);font-size:1.2rem}
.ticks{list-style:none;padding:0;margin:0 0 1rem}
.ticks li{padding-left:1.7rem;position:relative;margin:.45rem 0}
.ticks li::before{content:"";position:absolute;left:0;top:.55em;width:.8rem;height:.45rem;border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:1.4rem;grid-template-columns:repeat(3,1fr)}
@media (max-width:820px){.steps{grid-template-columns:1fr}}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem}
.steps li::before{content:counter(s);display:grid;place-items:center;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--navy);color:var(--gold-light);font-family:var(--serif);font-size:1.2rem;margin-bottom:.8rem}
.service{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);gap:2.5rem;padding:3rem 0;border-bottom:1px solid var(--line);scroll-margin-top:90px}
.service:last-child{border-bottom:0}
@media (max-width:820px){.service{grid-template-columns:1fr;gap:1rem}}
.jump{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1.5rem;list-style:none;padding:0}
.jump a{display:inline-block;padding:.4rem .9rem;border:1px solid rgba(255,255,255,.35);border-radius:999px;text-decoration:none;font-size:.88rem}
.jump a:hover{background:rgba(255,255,255,.1)}
.price-box{background:var(--navy);color:#fff;border-radius:var(--radius);padding:2rem;border:1px solid var(--gold)}
.price-box h3{color:#fff}
.price{font-family:var(--serif);font-size:1.6rem;color:var(--gold-light);margin:.4rem 0 1rem}
details{border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin:.7rem 0}
summary{cursor:pointer;padding:1rem 1.2rem;font-weight:600;color:var(--navy);list-style-position:inside}
details>div{padding:0 1.2rem 1rem}
table{border-collapse:collapse;width:100%;background:#fff;font-size:.95rem}
th,td{border:1px solid var(--line);padding:.7rem .8rem;text-align:left;vertical-align:top}
th{background:var(--off);color:var(--navy)}
.table-wrap{overflow-x:auto}
.cta-band{text-align:center}
.cta-band h2{margin-bottom:.4em}
.cta-band .btn-row{justify-content:center}
.quote{font-family:var(--serif);font-style:italic;font-size:clamp(1.4rem,2.6vw,2rem);color:var(--navy);max-width:40rem}
.notice{background:var(--off);border-left:4px solid var(--gold);padding:1rem 1.2rem;border-radius:6px;font-size:.95rem}

/* Forms */
form .field{margin-bottom:1.1rem}
label{display:block;font-weight:600;color:var(--navy);margin-bottom:.35rem;font-size:.95rem}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;font-size:1rem;padding:.75rem .85rem;border:1px solid #B9B2A2;border-radius:8px;background:#fff;color:var(--ink)}
textarea{min-height:140px;resize:vertical}
.check{display:flex;gap:.6rem;align-items:flex-start;font-weight:400;color:var(--ink)}
.check input{margin-top:.35rem}
.hint{font-size:.86rem;color:var(--muted);margin-top:.3rem}
.form-status{margin-top:1rem}
.hp{position:absolute;left:-5000px}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{padding:.9rem 0;border-bottom:1px solid var(--line)}
.contact-list strong{display:block;color:var(--navy)}

/* Footer */
.site-footer{background:var(--navy);color:#C9D2E0;padding:3.5rem 0 2rem;font-size:.95rem}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{color:var(--gold-light);text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem}
@media (max-width:820px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.footer-grid{grid-template-columns:1fr}}
.footer-logo{width:230px}
.footer-tag{font-family:var(--serif);font-style:italic;color:var(--gold-light);margin-top:.8rem}
.site-footer h2{font-family:var(--sans);font-size:.8rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-light);margin-bottom:1rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.45rem 0}
.footer-base{border-top:1px solid rgba(255,255,255,.15);margin-top:2.5rem;padding-top:1.4rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem;font-size:.85rem}
.legal h2{margin-top:2rem;scroll-margin-top:90px}
/* Tax Health Check form, pricing, privacy notices */
.hc-q{border:1px solid var(--line);border-radius:var(--radius);padding:1rem 1.2rem;margin:0 0 1rem;background:#fff}
.hc-q legend{font-weight:600;color:var(--navy);padding:0 .3rem}
.hc-opt{display:flex;gap:.6rem;align-items:flex-start;font-weight:400;color:var(--ink);margin:.35rem 0;cursor:pointer}
.hc-opt input{margin-top:.35rem}
.hc-dl dt{font-weight:600;color:var(--navy);margin-top:.5rem;font-size:.95rem}
.hc-dl dd{margin:0 0 .2rem}
.hc-disc{font-size:.88rem;background:#FFF8E1;border-left:3px solid var(--gold);padding:.5rem .7rem}
.privacy-notice{background:var(--off);border:1px solid var(--line);border-left:4px solid var(--navy);border-radius:6px;padding:.8rem 1rem;font-size:.88rem;margin:0 0 1rem}
.privacy-notice p{margin:0}
.form-error{color:#9B1C10;font-weight:600;margin:0 0 .8rem}
.badge-indicative{display:inline-block;background:#FFF3B0;color:#5A1A00;border:2px dashed #C0392B;border-radius:999px;padding:.35rem .9rem;font-weight:600;font-size:.9rem;margin:.6rem 0 0}
.tier{display:flex;flex-direction:column}
.tier .price{color:var(--navy);font-size:1.15rem;margin:.3rem 0 .8rem}
.tier .who{color:var(--muted);font-size:.92rem;margin-bottom:.6rem}
.tier ul{flex:1}
.tier-featured{border:2px solid var(--gold)}
.grid-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1100px){.grid-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.grid-4{grid-template-columns:1fr}}
@media (max-width:1180px) and (min-width:961px){.nav ul{gap:1rem}.nav a{font-size:.9rem}}
/* Variant switcher, coming-soon bar, quote links */
.variant-bar{background:#06152A;font-size:.82rem}
.variant-switch ul{list-style:none;display:flex;gap:.25rem;margin:0;padding:0;justify-content:flex-end}
.variant-switch a{display:inline-block;padding:.35rem .8rem;color:#D9DEE6;text-decoration:none;border-radius:999px}
.variant-switch a:hover{color:#fff;text-decoration:underline}
.variant-switch a[aria-current]{background:var(--gold);color:var(--navy);font-weight:600}
.variant-switch-footer ul{justify-content:flex-start;flex-wrap:wrap}
.footer-switch{margin:1.2rem 0 .4rem}
.soon-bar{background:var(--gold-light);color:var(--navy);text-align:center;padding:.55rem 1rem;font-size:.92rem;border-bottom:1px solid var(--gold)}
.soon-bar a{color:var(--navy);font-weight:600}
.linkish{background:none;border:0;padding:0;color:var(--navy);text-decoration:underline;cursor:pointer;font:inherit;font-size:.88rem}
.btn-sm{padding:.45rem .9rem;font-size:.88rem}
@media (max-width:640px){.variant-switch ul{justify-content:center}.variant-switch a{padding:.35rem .55rem}}
/* WhatsApp floating button (bottom-left; the help chat is bottom-right) */
.wa-float{position:fixed;left:1.1rem;bottom:1.1rem;z-index:89;display:flex;align-items:center;gap:.45rem;background:#1F7A4D;color:#fff;text-decoration:none;border-radius:999px;padding:.7rem 1rem;font:600 .92rem var(--sans);box-shadow:0 8px 24px rgba(10,31,60,.28)}
.wa-float:hover,.wa-float:focus-visible{background:#145A37;color:#fff}
@media (max-width:640px){.wa-float span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.wa-float{padding:.8rem}}
/* Free tools */
.tools-strip{background:var(--off);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.tool-card h3 a{color:var(--navy)}
.tool-flag{display:inline-block;background:#FFF3B0;border:1px dashed #C0392B;color:#5A1A00;border-radius:4px;padding:.1rem .45rem;font-size:.8rem;font-weight:600}
.tool{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}
.tool-pending{background:#FFF8E1;border:2px dashed #C0392B;border-radius:8px;padding:1rem 1.2rem;margin-bottom:1.2rem}
.tool-pending p{margin:.2rem 0 .6rem}
.tool-disc{font-size:.9rem;background:#FFF8E1;border-left:3px solid var(--gold);padding:.5rem .7rem}
.tool-meta{font-size:.82rem;color:var(--muted)}
.tool-meta .nc-pending,.tool-answer .nc-pending,td .nc-pending{display:inline-block;background:#FFF3B0;border:1px dashed #C0392B;color:#5A1A00;border-radius:4px;padding:0 .3rem;font-weight:600}
.tool-form button[disabled],.tool-form input[disabled]{opacity:.55;cursor:not-allowed}
/* Accountants, reviews, switch, upsell */
.acct-photo{width:84px;height:84px;border-radius:50%;background:var(--off);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:.6rem;overflow:hidden;margin-bottom:.6rem}
.review-card{margin:0}
.review-card blockquote{margin:0 0 .7rem;font-style:italic}
.review-card figcaption{font-size:.85rem;color:var(--muted)}
.steps-light li h3,.steps-light li p{color:#fff}
.hc-upsell{border:1px solid var(--gold);border-radius:8px;padding:.7rem .9rem;margin-top:.8rem;background:#fff}
.steps-light{grid-template-columns:1fr}
.steps-light li{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.25)}

/* ---- start-a-business pages (numerela.lk, 22 Oct 2026) ---- */
.tin-banner{background:var(--gold-light);border-bottom:2px solid var(--gold);color:var(--navy);padding:.9rem 0}
.tin-banner .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:.4rem 1.2rem}
.tin-banner p{margin:0}
.tin-banner-fact{flex:1 1 420px;font-size:.92rem}
.tin-banner-fact small{display:block;color:#4A3A12;font-size:.78rem;margin-top:.15rem}
.btn-sm{padding:.45rem .9rem;font-size:.85rem}
.review-flag{display:inline-block;background:#FFF3B0;border:1px dashed #C0392B;color:#5A1A00;border-radius:4px;padding:.05rem .45rem;font-size:.78rem;font-weight:600;vertical-align:middle}
.steps-5{grid-template-columns:repeat(5,1fr)}
@media (max-width:1100px){.steps-5{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.steps-5{grid-template-columns:1fr}}
.tool-live{display:inline-block;background:#E3F1E7;border:1px solid #2E7D4F;color:#1E5A37;border-radius:4px;padding:.1rem .45rem;font-size:.8rem;font-weight:600}
.namecheck-result{margin-top:1.2rem}
.dc-list{list-style:none;padding:0;margin:0 0 .8rem}
.dc-row{background:#fff;border:1px solid var(--line);border-left:5px solid var(--muted);border-radius:6px;padding:.75rem 1rem;margin:.5rem 0}
.dc-badge{display:inline-block;border-radius:999px;padding:.05rem .6rem;font-size:.8rem;font-weight:600;margin-left:.4rem;background:var(--off);color:var(--navy)}
.dc-taken{border-left-color:#B03A2E}.dc-taken .dc-badge{background:#F8E1DE;color:#8A2A20}
.dc-available{border-left-color:#2E7D4F}.dc-available .dc-badge{background:#E3F1E7;color:#1E5A37}
.dc-likely_available{border-left-color:var(--gold)}.dc-likely_available .dc-badge{background:var(--gold-light);color:#5A4510}
.nc-how{padding-left:1.2rem}.nc-how li{margin:.5rem 0}
.faq-fact{margin:1rem 0;background:#fff;border:1px solid var(--line);border-left:4px solid var(--navy);border-radius:6px;padding:1rem 1.2rem}
.faq-fact blockquote{margin:0 0 .6rem;font-style:italic}
.faq-fact figcaption{font-size:.85rem;color:var(--muted)}
.faq-fact details{margin-top:.3rem}.faq-fact details p{font-size:.8rem;word-break:break-word}
.tracker .soon{display:inline-block;background:var(--navy);color:var(--gold-light);font-family:var(--sans);font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;border-radius:999px;padding:.2rem .7rem;vertical-align:middle;margin-left:.4rem}
.tracker-steps{list-style:none;display:flex;flex-wrap:wrap;gap:.6rem;padding:0;margin:1rem 0 0;opacity:.55}
.tracker-steps li{display:flex;align-items:center;gap:.4rem;border:1px dashed var(--line);border-radius:999px;padding:.3rem .8rem;font-size:.85rem}
.tracker-steps span{display:grid;place-items:center;width:1.5rem;height:1.5rem;border-radius:50%;background:var(--off);font-weight:600}
.wa-card{border-top:4px solid var(--gold)}
ul.ticks.grid{display:grid}
.steps-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1100px){.steps-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.steps-4{grid-template-columns:1fr}}
.soon-inline{display:inline-block;background:var(--navy);color:var(--gold-light);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;border-radius:999px;padding:.15rem .6rem;font-weight:600}
.early-access{border-top:4px solid var(--navy)}
.option-card h3{min-height:2.6em}

/* IA v3 (22 Oct 2026): sign-in link, home assistant, plan card, hubs, tools hub, intake, dashboard */
.variant-bar .wrap{display:flex;align-items:center;justify-content:space-between;gap:.8rem}
.signin-link{font-size:.82rem;font-weight:600;color:var(--navy);text-decoration:none;border:1px solid var(--line);border-radius:999px;padding:.2rem .75rem;white-space:nowrap}
.signin-link:hover{border-color:var(--gold)}
.linklike{background:none;border:0;padding:0;font:inherit;color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px;cursor:pointer}
.hero-assist{padding:3rem 0}
.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:2.2rem;align-items:start;position:relative}
@media (max-width:960px){.hero-grid{grid-template-columns:1fr;gap:1.4rem}.hero-assist{padding:1.6rem 0}.hero-assist h1{font-size:2rem}.hero-assist .lead{font-size:1.02rem}}
.assistant{background:var(--white);color:var(--ink);border-radius:14px;padding:1.3rem 1.3rem 1rem;box-shadow:0 12px 30px rgba(0,0,0,.25);border-top:4px solid var(--gold)}
.assistant h2{font-size:1.45rem;margin-bottom:.7rem}
.as-free{display:flex;gap:.5rem;margin-bottom:.8rem}
.as-free input{flex:1;min-width:0;font:inherit;padding:.7rem .8rem;border:1px solid var(--line);border-radius:8px}
.as-chips{display:flex;flex-wrap:wrap;gap:.45rem;margin-bottom:.6rem}
.as-chip,.as-opt{font:inherit;font-size:.9rem;background:var(--off);color:var(--navy);border:1px solid var(--line);border-radius:999px;padding:.45rem .85rem;cursor:pointer;min-height:40px}
.as-chip:hover,.as-opt:hover,.as-chip[aria-pressed="true"]{border-color:var(--gold);background:#FFF8E6}
.as-opts{display:flex;flex-direction:column;gap:.4rem}
.as-opt{border-radius:8px;text-align:left}
.as-qtext{font-weight:600;color:var(--navy);margin:.4rem 0 .5rem}
.as-step{font-weight:400;color:var(--muted);font-size:.85rem}
.as-crumbs{font-size:.82rem;color:var(--muted);margin:.2rem 0 .3rem}
.as-note{font-size:.78rem;color:var(--muted);margin:.6rem 0 0}
.as-handoff{background:var(--off);border-radius:10px;padding:.8rem 1rem;margin-top:.6rem}
.as-handoff p{margin:.2rem 0 .5rem}
.plan-card{border:2px solid var(--gold);border-radius:12px;padding:1rem 1.1rem;background:#FFFDF7;margin-top:.4rem}
.plan-card h3{margin-bottom:.4rem}
.plan-card h4{font-family:var(--sans);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);margin:.8rem 0 .3rem}
.plan-card ul{margin:0 0 .4rem;padding-left:1.1rem}
.plan-card .btn{margin-top:.5rem}
.hub-card h3 a{text-decoration:none}
.hub-links{list-style:none;padding:0;margin:0}
.hub-links li{border-top:1px solid var(--line)}
.hub-links a{display:block;padding:.5rem 0;text-decoration:none;font-size:.95rem}
.handoff{margin-top:1.4rem;font-size:.95rem}
.th-badge{display:inline-block;font-size:.75rem;font-weight:600;border-radius:999px;padding:.15rem .6rem;margin:0 0 .5rem}
.th-live{background:#E3F4E8;color:#1E5631}
.th-pending{background:#FFF3B0;color:#5A4500}
.th-soon{background:#ECEFF4;color:#3A4558}
.th-dot{display:inline-block;width:.6rem;height:.6rem;border-radius:50%;vertical-align:middle;padding:0}
.th-dot.th-live{background:#2E8B4E}.th-dot.th-pending{background:#D4A800}.th-dot.th-soon{background:#9AA5B5}
.tools-hub{display:grid;grid-template-columns:270px 1fr;gap:2rem;align-items:start;padding-top:2rem;padding-bottom:2rem}
.th-side{position:sticky;top:96px}
.th-side input{width:100%;font:inherit;padding:.6rem .7rem;border:1px solid var(--line);border-radius:8px;margin:.3rem 0 .8rem}
.th-tabs{list-style:none;margin:0;padding:0;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.th-tabs a{display:flex;justify-content:space-between;align-items:center;padding:.6rem .8rem;text-decoration:none;border-bottom:1px solid var(--line);font-size:.93rem}
.th-tabs li:last-child a{border-bottom:0}
.th-tabs a[aria-selected="true"]{background:var(--navy);color:#fff}
.th-legend{font-size:.78rem;color:var(--muted);margin-top:.6rem}
.th-panel{border:1px solid var(--line);border-radius:12px;padding:1.3rem;margin-bottom:1.2rem}
.tools-hub.js .th-panel{margin-bottom:0}
@media (max-width:860px){.tools-hub{grid-template-columns:1fr;gap:1rem;padding-top:1rem}.th-side{position:static}
  .th-tabs{display:flex;flex-wrap:wrap;gap:.35rem;border:0;overflow:visible}.th-tabs a{border:1px solid var(--line);border-radius:999px;padding:.4rem .7rem;gap:.4rem}}
.gr-status{border-radius:10px;padding:.8rem 1rem;margin:.8rem 0}
.gr-ok{background:#E3F4E8;border-left:5px solid #2E8B4E}
.gr-review{background:#FFF3B0;border-left:5px solid #C0392B}
.gr-reasons{font-size:.9rem}
.gr-table th{text-align:left;font-weight:500}
.intake-docs{border:1px dashed var(--line);border-radius:10px;padding:.8rem 1rem}
.intake-docs legend{font-weight:600;color:var(--navy);padding:0 .3rem}
.intake-files{font-size:.9rem;padding-left:1.1rem}
.tracker{list-style:none;padding:0;margin:0}
.tracker li{display:flex;align-items:center;gap:.6rem;padding:.45rem 0;border-bottom:1px solid var(--line);color:var(--muted)}
.trk-dot{width:.8rem;height:.8rem;border-radius:50%;border:2px solid var(--gold)}
.variant-bar .signin-link{color:#fff;border-color:rgba(255,255,255,.45)}
.on-navy .assistant,.on-navy .assistant p{color:var(--ink)}
.on-navy .assistant h2,.on-navy .assistant h3{color:var(--navy)}
.on-navy .assistant h4{color:var(--gold-dark)}
.on-navy .assistant a:not(.btn),.on-navy .assistant .linklike{color:var(--navy)}
.on-navy .assistant .as-crumbs,.on-navy .assistant .as-note,.on-navy .assistant .hint{color:var(--muted)}
.tincheck,.tc-verify,.tc-ready{background:#fff;border:1px solid var(--line,#dde3ec);border-radius:12px;padding:1.1rem 1.2rem;margin-top:1rem}
.tincheck fieldset{border:0;padding:0;margin:0 0 .8rem}
.tincheck legend{font-weight:600;color:var(--navy);margin-bottom:.3rem}
.tincheck .check{display:flex;gap:.5rem;align-items:flex-start;margin:.25rem 0}
.tc-out{border-left:4px solid var(--gold);background:#FBF8F1;padding:.8rem 1rem;margin-top:1rem;border-radius:6px}
.tc-out.tc-need{border-left-color:var(--navy)}
.tc-out.tc-exempt{border-left-color:#2E7D4F;background:#F1F8F3}
.tc-out.tc-confirm{border-left-color:#B8963E}
.tc-head{font-weight:700;color:var(--navy);font-size:1.1rem;margin:0 0 .3rem}
.tc-steps{padding-left:1.2rem}
.tc-list{border-top:1px solid var(--line,#dde3ec);padding:.5rem 0}
.tc-list summary{cursor:pointer;font-weight:600;color:var(--navy)}
/* Floating help buttons (PM 22 Oct 2026): desktop keeps two corner pills and the footer leaves room for them;
   under 768px both become ONE compact bottom bar (WhatsApp | Questions? Ask us) and the page is padded so nothing is hidden. */
.site-footer{padding-bottom:5.5rem}
@media (max-width:767.98px){
  html{scroll-padding-bottom:calc(64px + env(safe-area-inset-bottom,0px))}
  html body{padding-bottom:calc(56px + env(safe-area-inset-bottom,0px))}
  .site-footer{padding-bottom:2rem}
  html body .wa-float,html body .nc-launch{position:fixed;bottom:0;top:auto;height:calc(56px + env(safe-area-inset-bottom,0px));padding:0 .6rem env(safe-area-inset-bottom,0px);margin:0;width:50%;border-radius:0;box-shadow:0 -2px 10px rgba(10,31,60,.15);justify-content:center;font-size:.92rem;z-index:90}
  html body .wa-float{left:0;right:auto}
  html body .nc-launch{right:0;left:auto;border:0;border-left:1px solid rgba(255,255,255,.25)}
  html body .nc-launch img{width:24px;height:24px}
  html body .wa-float span{position:static;width:auto;height:auto;overflow:visible;clip:auto}
  html body:not(:has(.nc-launch)) .wa-float,html body:has(.nc-launch[aria-expanded="true"]) .wa-float{width:100%}
}